Financial security for you and your loved ones against accidental injuries
Permanent total disability (PTD): In case of PTD due to an accident, you will be eligible for a pay-out of 200% of the sum insured.
Permanent partial disability (PPD): In case of PPD due to an accident, the sum insured payable is as shown below:
|An arm at the shoulder joint||70%|
|An arm above the elbow pint||65%|
|An arm beneath the elbow joint||60%|
|A hand at the wrist||55%|
|An index finger||10%|
|Any other hanger||5%|
|Meg above mid-thigh||70%|
|Meg up to mid-thigh||60%|
|Meg up to beneath the knee||50%|
|Meg up to mid-calf||45%|
|Afoot at the ankle||40%|
|A large toe||5%|
|Any other toe||2%|
|Hearing of one ear||30%|
|Hearing of both ears||75%|
|Sense of smell||10%|
|Sense of taste||5%|
Temporary total disability (TTD): In case of TTD due to an accidental bodily injury, a weekly benefit would be payable as per the plan you opt for. Claim payment under TTD benefit is restricted to 50% for your spouse.
Accidental death cover: 100% sum insured will be paid to your nominee in case of death due to an accident.
This plan covers you from bodily injury, disability or death caused due to an accident.
In case of death or PTD, you will receive Rs 5,000 (per child) towards the cost of education of up to 2 dependent children (under 19 years on the day of your accident).
You can modify your sum insured when you renew your policy.
This policy covers you, your spouse and children in case of accidental injury or death.
You are eligible to receive a benefit of Rs 1,000 to Rs 2,500 per day, for a maximum period of 30 days, when you are hospitalised.
Avail 10% cumulative bonus up to your limit of indemnity for every claim-free year, up to 50% of the sum insured in case of hospitalisation.